The Federal Housing Administration has helped millions of Americans secure their dream of homeownership since 1934. Now we want to keep those dreams alive.
At FHALoanCorp we provide mortgage loans by approved lenders insured by FHA throughout the United States and its territories.
FHA insures mortgages on single family, multifamily, manufactured homes and healthcare facilities. It is the largest government backed mortgage insurer.
What Is FHA Secure?
FHA Secure is a refinancing option that gives credit-worthy homeowners, who had been making their monthly mortgage payments on time prior to their mortgage interest rates resetting, but are now in default. Get a second chance with an FHA insured loan product.
Who Is Eligible for FHA Secure Loans?
To qualify for FHA Secure, and include the delinquent loan payments, homeowners wishing to refinance must meet the following requirements:
- Have a non-FHA insured ARM that has reset
- Sufficient income to make the new mortgage payment
- A history of on-time mortgage payments before your current loan reset.
- Homeowners who are current on their conventional mortgages must have sufficient income to make the new FHA insured mortgage payment.
By refinancing into an FHA insured mortgage, you can expect to pay lower monthly mortgage payments. FHA Secure can improve the quality of life for many communities by helping to reduce the number of mortgage defaults and bringing greater stability to local housing markets.
How do I get started?
Simply click on the "Quick Start Form" link and fill out the applicable information. Be sure to click submit form at the bottom of the page. For more information call toll free 888.447.7314.